September 2021

Some major news is developing in the insurance industry regarding flood insurance. The National Flood Insurance Program (NFIP) is implementing a program called RiskRating 2.0 that goes into effect October 1st. NFIP estimates 77% of their policyholders will see a premium increase when Risk Rating 2.0 goes into effect. The average increase is nearly $100 per […]

Often when you hear an agent or someone you know talking about their coverage you hear the term “umbrella coverage”. What does this mean? What is umbrella coverage? Umbrella coverage protects you for liabilities over your other insurance policy limits once they are exhausted. Let’s say your house catches fire and burns your neighbor’s home.