Its summertime here in Texas so that means we will see a lot more boats out there on the water. We wanted to explain some of the basics of a boat policy.
Unlike auto insurance, there are no laws in Texas that require insurance for your boat or watercraft. However, if you are considering purchasing a boat or any other type of watercraft, having insurance is still critical.
What does a boatowners policy cover? These policies can offer protection from many common causes of physical damage such as fires, storms, theft, collisions, and accidents. Depending on the type of watercraft, policies will cover damage to your hull, motor, permanent fixtures, sails, and even your furnishings. The liability portion of boat insurance is designed to cover medical payments and injuries to others.
Make sure that your newest investment is protected while you have fun in the sun! Call us today and speak with one of our agents to get a quote at 512-759-0558.