We just had one of the biggest holiday weekends, the 4th of July. A time where families and friends come together to grill delicious food and blow stuff up. One of the highlights of this weekend are of course the fireworks. What happens if a grill or a stray firework blast causes a fire, are you covered?
In most homeowners’ policies both your home and personal belongings are covered in the event of a fire. Now with that being said, you are only covered for a certain amount. Meaning your house could be worth $200,000 and your belongings are worth $100,000, but your insurance company will only pay $180,000 for your house and $50,000 for your belongings. That’s a lot of money that you are potentially losing out on when you need it the most. What you needed in this case was extra coverage, a specific endorsement, or even an umbrella policy which helps protect that extra gap that the original policy doesn’t cover.
Here at Texas Savings Insurance Agency our agents can help you see what’s covered and what isn’t. We can help you determine if you have exactly what you need to protect your home to the max. Give us a call today at 512-759-0558 or go to our website at www.texsav.com to get a quote today.